Portfolio value — 5-year backtest

Your current holdings, held share-for-share, through the last five years of real market history — including the drops.

With a data table of every value, and the standard disclosure that hypothetical results exclude advisory fees, transaction costs and taxes.

Drawdown — how far below its peak the portfolio fell

The chart that answers "how bad has it gotten, and how long did it stay down?"

ETF overlap — the same stocks owned through different funds

A look-through of every fund you hold: which stocks appear in more than one, and your combined exposure to each. Three "different" funds are often one bet wearing three names.

Includes how closely your ETF mix tracks the S&P 500 — and what you pay in fees versus holding an index fund that does the same job.

Asset-class deep dive

Each part of your portfolio carries different risks. The report covers each class you actually hold:

• Stocksconcentration, sector tilt, valuation and volatility fundamentals per position
• Bondsduration, rate sensitivity, credit quality, maturity ladder
• Stock & bond ETFswhat each fund actually holds, its fees, and what it adds — or duplicates
• Mutual funds & REITsexpense drag, liquidity, and how they fit the whole
• Structured notesthe section almost no other tool has: each note's type, barrier or buffer, coupon and autocall terms, verified against reference data by CUSIP — with payoff scenarios and live underlier tracking
• Options & interval fundsleverage, expiry exposure, and redemption limits

Your positions as analyzed

Every holding, priced from the latest close — so you can see exactly what the analysis saw. Anything we cannot verify against market data is named and excluded, never guessed at.

Yours to keep

The full report on screen and as a downloadable PDF, with every data source named, the methodology written out in plain English, and a licensed advisor one click away if you want the numbers explained — free, no obligation.